How many zeros would you have to add to your current bank balance to consider yourself wealthy? One survey determined that Americans are considered wealthy when their net worth hits an average of $2.3 million. If you prefer to drop the bar significantly lower, you’re not alone.

Many Americans would consider themselves wealthy if they could simply set all their bills to autopay and never worry about the money being in the account when the bills are deducted. Others think of wealth in terms of cars, houses and other material possessions. You may consider anyone who earns $500,000 or $1 million wealthy. It’s all a matter of personal perspective, but most would agree that millionaires are wealthy whether they’re worth just one million or multi-millions.

When setting your financial goals and making decisions that will impact your net worth, it helps to get some inspiration from others who have already claimed their share of the wealth in America. That includes tapping into the bedtime secrets of America’s wealthiest citizens.

The Wealth Benefits of a Bedtime Routine

What do millionaires do before bed, and why should you even care? What you do before bed on a routine basis will directly impact a variety of factors that determine how alert, productive, ambitious and positive you are during the day, including:

Speed of falling to sleep
Ability to remain asleep throughout the night
Morning energy level and mood enhancement
Ability to wake up on time for your day

Think about how each of those factors may impact your ability to earn money and manage it effectively. If you’re unable to fall asleep in a reasonable amount of time and stay asleep throughout the night, you’re likely to suffer from fatigue and lack of mental focus throughout the day. That impacts your performance at work and may lead to less productivity and reduced ambition when it comes to side hustles, goal setting and other activities that are known to contribute to the growth of wealth.

If you don’t have a positive mindset or are moody, then you’re likely to turn off people who may otherwise extend amazing opportunities for your career and financial goals. If you can’t wake up on time, you’ll struggle to maintain solid employment and may damage your professional reputation.

The best way to manage all of these factors to set yourself up for success is to follow a bedtime routine every evening. That starts with set sleep hours that allow your body to adjust to a schedule for maximum productivity and energy throughout the day.

How do you build a bedtime routine that will push you in the right direction? Start with that big question: What do millionaires do before bed? Use those some of those secrets to create your own routine for financial success.

Why Worry About What Millionaires Do?

Everyone is different. You need to set financial goals that are specific to your life. Have you heard that type of general goal-setting advice before? Anyone interested in learning how to be better with money will seek guidance or advice from others who have more expertise in money management and wealth building. Who better to take that advice from than millionaires?

What Do Millionaires Do?

That’s a question that will send you on a quest to find specific tips and tricks from people who have managed to earn a significant amount of money and then maintain or grow that income to create a true lifestyle of wealth.

Sometimes, the best way to get where you want to go is to copy others who have already arrived at your destination. In the case of money, perhaps doing what the millionaires do will help you add some zeros to your bank account and reach your financial goals.

Secret #1: Step Away from Electronics and Work Affairs

Research has proven that ambient light hitting the eye from electronic screens can interfere with your internal clock and impact your quality of sleep. Reading emails and thinking about work before you go to bed can also interfere with your sleep by leaving your mind restless, worried or overwhelmed.

To improve your quality of sleep, you can simply step away from work affairs and all electronic screens. That includes your phone, so no Candy Crush or Solitaire before closing your eyes. If you have a habit of watching television until you fall asleep, you’re likely to take longer to fall asleep as your brain tries to hold out for just one more episode or the ending of a movie. Taking the television out of your bedroom may force you to get the sleep you need while wasting less time on TV.

You may also find that taking some time away from work in the evening allows you to tackle problems and think with more creativity about your work come morning. Constantly obsessing about those problems may interfere with your ability to see the issue clearly.

Secret #2: Entertain Your Mind or Learn Something New by Reading

What do millionaires do if they aren’t on social media or playing games before dozing off to sleep? Many are known to crack open books and escape to new worlds. You can use the time leading up to sleep to explore authoritative books that help you achieve your current goals. For instance, you may read books about financial planning basics, gardening or parenting.

Bedtime reading is also a great opportunity to explore some of your curiosities or simply learn something new. Pick up magazines, trade journals and books on subjects that grab your attention but don’t necessarily have a connection to your current life. Maybe you’ll read a memoir about an inspiring figure one week and dip your toes in poetry, romance or a travel guide the next.

You never know when something you read at night will spark a creative thought that stimulates better work in your daily life. From new business and product ideas to marketing strategies and solutions to big problems, one creative spark can lead to great things in your life.

Secret #3: Spend Quality Time with Loved Ones

From an end-day snuggle in bed with someone special to an evening walk with your family or a trip for ice cream with your kids, there are so many ways to strengthen bonds with your loved ones in the evening. If you’re working hard to earn more money and increase your net worth, you may not spend much time communicating with your loved ones during the day.

Just choosing your special people over the television or a couple extra hours of last-minute work could improve your personal relationships while setting you up for a clear mind and greater productivity the next day. If you’re a busy single, think of the evenings as a great time to connect with other singles, attend mixers, or hang out in places likely to lead you to other eligible professionals. It could lead to improved work-life balance and more ambitious financial goals for your future.

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Secret #4: Spend Time Reflecting on Your Day and the Future

Have you ever thought about keeping a journal of your thoughts at the end of each day? Many successful people spend time journaling in the morning to purge anxiety and overwhelming emotions from their brains and improve their mindset before they leap into the day. You can do the same in the evening as a way of analyzing some or all of the following factors:

Daily accomplishments
Daily setbacks or failures
Goals met
Goals to tackle tomorrow
Funny or inspiring moments
Memories from loved ones
Motivating thoughts or self-encouragement

Wrapping up the day with reflection can help you consciously decide what you need to do better the next day. You can also celebrate your small victories as you work to achieve big goals in all aspects of your life.

If you aren’t big on journaling, spend some time focusing your mind on the day and running through some of the listed factors mentally. Guided meditation or yoga may also help you focus your mind and think about your day and what you want to accomplish tomorrow.

Secret #5: Pamper Your Body, Mind, and Soul

Have you noticed that wealthy people look better groomed and more put together than most people with less financial resources? They have more money for designer clothing and perhaps in-home help to keep their clothing clean and pressed, but they also have more time and resources for general self-care. They may spend more time at the spa or relax deeply in a hot tub every night, and that’s just the start of what a self-care ritual may include.

When you take care of yourself physically, mentally and spiritually, you’re likely to have more confidence and peace of mind. That can translate to holding your head high and presenting an image of confidence and success to others regardless of your current net worth. It may also allow you to handle stressful moments in a calmer, more graceful manner. Self-care can also improve your image and lead to elevated professional success.

Some forms of self-care that you can do every evening regardless of your budget include:

Skincare routine
Exercise
Prayer or meditation
Stretching
Nourishing meals
Bubble baths
Massages
Art
Playing music
Home organization
Cleaning your environment
DIY home projects
Puzzles or mental strategy games
Social activities

Anything that helps you relax, eases stress, improves your physical appearance, or enhances your overall mental peace, is considered a form of self-care. If you’re accustomed to taking care of everyone else and neglecting yourself, you may feel guilty when you first start caring for yourself. Start with small activities that you can do before bed consistently, and then branch out to more elaborate acts that have a bigger impact on your daily life and goal of building wealth.

Secret #6: Dream, Brainstorm, and Plan for Your Best Future

Why wait until morning to get your mind psyched about the amazing things you want to do in the future? We’re talking about big dreams for the short and long term that could change your life if you were to take steps to make them come true. When researching what do millionaires do before sleeping, it’s easy to find that some spend their down hours dreaming big and dumping out lists of ideas that may translate into better goals and habits in their daylight hours.

If you keep a journal, why not create a massive brainstorm list of potential financial goals? Maybe spend time each night writing down what you would like your life to look like in five or 10 years. What about 20 years? The more you write down your dreams, the more you keep them in the front of your mind. You’re likely to start making decisions in daily life that are in line with those dreams, leading to life-changing improvements in your quality of life.

You may also learn how to create a bullet journal and put your artistic skills to use. It could serve as a form of powerful self-care that helps you relax while stimulating visions of the future that may come true eventually. A bullet journal is a cross between a planner and a journal that you create in the notebook of your choice. You can use lined or grid paper, and what you track is up to you. You can keep it simple and to the point or get creative and spend hours doodling or playing with decorative tapes, markers, pens, stamps, glitter and other art supplies.

Filling out a more formal monthly or daily planner is an alternative to those with less time to kill or perhaps less artistic skill. Just by tracking what you accomplished each day and setting a simple plan for the following day, you can keep yourself accountable to all of your goals, including those that impact your wealth.

What Do Millionaires Do at Night? It’s Not Always Glamorous

You may imagine rich people dressing up in fancy clothing and taking their limousines or private jets to five-star restaurants and upscale theaters every night, but that isn’t what most of America’s wealthiest citizens do regularly. Those luxuries are more like occasional splurges that come after weeks or months of hard work followed by well-structured evening routines at home.

If you do nothing else, try to settle into the habit of studying financial planning and wealth-building strategies for 30 to 60 minutes before you sleep. It will help you stay mentally focused on what you want to achieve in your financial life, and you may find it trickling into the rest of your life with powerful results.

Start by researching basic financial concepts like the money management definition or strategies to save more money regardless of your income level. If you dream of having a more reliable vehicle, maybe spend some time comparing auto and personal loan rates online or studying how others have managed to buy quality cars with bad credit or limited down payments. From improving your credit score to saving more money without neglecting your bills, there’s always something to learn in the personal finance niche.

When we are talking about saving money, the best way to do that is to open a savings account. Down below we have some suggestions for you:

Consistency Is Key

What’s important is that you set a nighttime routine and stick with it over time. Start with set sleep hours and one or two things that you can do to improve your quality of sleep and morning mental state. Gradually tweak and expand that routine until you have a full nighttime habit that sets you up for success each day.

Conclusion

Use the ideas presented here as a starting point for creating an effective nighttime routine. Think about which ones might contribute the most to your personal sleep needs, and then decide how you can implement them in a way that complements your lifestyle and personality. Stick with the routine for at least a couple weeks before you decide if it works for you or not and remain flexible. You may need to adjust your routine a few times to see what has the most substantial impact on your financial goals as well as the rest of your life.

Remember, learning from others is an easy way to get ahead financially. Reading about millionaires and business figures who you admire can help you develop a solid wealth-building strategy while keeping your mind focused and highly motivated over the long term.

What Do Millionaires Do Before Sleeping: Wealth 411